Kristi Garrington has been in the employee benefit business for 24 years and the consulting business for 19 years. Prior to joining Crews MacQuarrie & Associates, Kristi was a Director with Buck Consultants. Kristi’s focus over the last 16 years has been assisting clients with all aspects of self-insured, fully insured and healthcare compliance. Other consulting experience includes post-retirement health benefits, health plan and provider consulting and health insurance pricing and compliance. Her most recent client experiences include the public sector, education, high-tech, utilities and healthcare delivery industries. Kristi is a Fellow of the Society of Actuaries, a Member of the American Academy of Actuaries, and a Member of the Conference of Consulting Actuaries. Kristi serves on the Board for the Western Pension and Benefits Council, San Diego Chapter.